According to Republic Bank, a Republic Bank Refund Transfer (RT) allows customers to pay for their tax preparation fees with their anticipated tax refund checks. A Refund Transfer Fee (Republic Bank Fees) will be charged in addition to the Tax Preparation Fees upon receipt of your income tax return from either the State or the Federal Government i.e. the IRS.
The State Refund, which normally is the first refund disbursed check you will be receiving will apply towards tax preparation fees and bank fees. i.e Republic Bank Fees. If the State Refund is not sufficient to cover tax preparation and republic bank fees, then your Federal Refund which is the second disbursed check will also apply towards the outstanding fees balance.
Because Republic Bank is handling your Tax Refund Check for you, you’ll see on your bank statement bank trs RT (Refund Transfer) Fed or State.
A Refund Transfer has three main characteristics.
- Convenience
- Speed
- Secure
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