Early Tax Refund Advance Loans:
What You Need to Know for 2025–2026

If you’re expecting a tax refund and want access to your money sooner, an Early Tax Refund Advance Loan can help. These loans let you borrow against your anticipated tax refund before the IRS processes your return.

Currently, only two major tax companies offer Early Tax Refund Advance Loans: H&R Block and Jackson Hewitt.

Who Offers Early Tax Refund Advance Loans?

H&R Block

H&R Block began offering its Tax Refund Advance Loan on November 3, 2024, giving qualifying taxpayers the earliest access to refund-based funds.

Jackson Hewitt

Jackson Hewitt will begin offering its Early Refund Advance  December 11, 2025.

Liberty Tax

Liberty Tax does not offer early tax refund advances to customers.

How Do You Qualify?

To receive an Early Tax Refund Advance Loan, you must file your tax return with H&R Block or Jackson Hewitt, depending on which company’s loan you choose.

Alternative Option: Personal Loans – Fast Quick Approval If you’re not eligible for an Early Refund Advance from H&R Block or Jackson Hewitt, these lenders offer personal loan options you can try.

Should H & R Block or Jackson Hewitt denied your application, you can always apply below

It’s Quick and Fast

A personal loan can be just as fast, and in some cases even quicker, than a Tax Refund Advance Loan.

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